3.00% APY on Premium Checking Accounts. Apply Now

Our Current Rates

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Rates are effective as of May 1, 2024.

(click to see rates)

Certificate of Deposit**

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Minimum deposit amount of $1,000.00.

INTEREST RATES ANNUAL PERCENTAGE YIELD (APY)
3 Montha,c
Create Account
3.98% 4.05%
6 Montha,c
Create Account
4.42% 4.50%
9 Montha,c
Create Account
4.52% 4.60%
12 Montha,c
Create Account
4.62% 4.70%
15 Montha,c
Create Account
4.42% 4.50%
18 Montha,c
Create Account
4.18% 4.25%
24 Montha,c
Create Account
4.09% 4.15%
30 Montha,c
Create Account
3.75% 3.80%
36 Montha,c
Create Account
3.70% 3.75%
48 Montha,c
Create Account
3.45% 3.50%
60 Montha,c
Create Account
3.41% 3.45%

 

a) A penalty may be imposed for early withdrawal.
c) Daily balance. The amount of the principal in the account each day.
**Individual Retirement Accounts Also Available

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 5-1-2024.

Consumer Banking

INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Vision Premium Checkingb,c,f $500
Up to $499.99 2.96% 3.00%
$500-500,000.00 2.96% 3.00%
$500,000.01 and up 0.00% 0.00%
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Vision Savingsb,c 0.10% 0.10% $50
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Premium Money Market Personalb,c,e $1000
Up to $3,000,000.00 4.41% 4.50%
$3,000,000.01 and up 2.23% 4.50-2.93%
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
HSA CHECKINGb,c 0.20% 0.20% $100

 

b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
f) Daily Balances above $500,000 will not earn an annual percentage yield. i.e. Account with balance of $750,000 will earn quoted interest rate of $500,000 and 0.00% on the remaining $250,000.

e) Account is limited to six (6) debit transactions per month.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 5-1-2024.

Business Banking

 

INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Premium Business Checkingb,c,f $500
Up to $499.99 2.96% 3.00%
$500-500,000.00 2.96% 3.00%
$500,000.01 and up 0.00% 0.00%
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Business Savingsb,c 0.05% 0.05% $100
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Premium Money Market Businessb,c,e $1000
Up to $3,000,000.00 4.41% 4.50%
$3,000,000.01 and up 2.23% 4.50-2.93%
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Sky Checking – Non Profitsb,c $1,000d
Up to $3,000,000.00 4.41% 4.50%
$3,000,000.01 and up 2.23% 4.50-2.93%

b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.

e) Account is limited to six (6) debit transactions per month.
f) Daily Balances above $500,000 will not earn an annual percentage yield. i.e. Account with balance of $750,000 will earn quoted interest rate of $500,000 and 0.00% on the remaining $250,000.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 5-1-2024.